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Debit & Credit

Debit & Credit is a personal finance app for you to track spending, set budgets, and manage individual or household accounts in one place.

by Ivan Pavlov Pty Ltd

Get it on the Mac App Store Developer website ↗
Helps you Track expenses & budget 20

What you get

See where your money goes and plan what you can spend.

You get one place to keep your account records, understand your spending, and set budgets by category. You can enter purchases quickly or import selected transactions from bank files, then check your records against statements to find discrepancies. Reports help you see where your money is going without reviewing every transaction.

You can plan next year’s finances, compare your actual results with that plan, and estimate your future net worth. Scheduled transactions give you reminders about upcoming payments. For household finances, you can share selected accounts through iCloud while keeping your other accounts private.

Your records stay synced through iCloud, so you can add transactions from your iPhone or iPad when you’re away from your Mac. Automatic Apple Card transaction imports require the iPhone app. You can also keep receipts and other files attached to transactions. Some capabilities require an annual premium subscription.

  • Understand your spending

    You can review spending reports and set category budgets to see how your purchases fit your plans.

  • Keep accurate account records

    You can import selected bank transactions and reconcile your records against statements to spot mismatches.

  • Plan beyond this month

    You can compare your finances with an annual plan and estimate your future net worth.

  • Share only what matters

    You can manage shared household accounts through iCloud without sharing your private accounts.

  • Keep receipts with purchases

    You can attach receipts and supporting documents to transactions, with files synced through iCloud.

Best for

  • You want a consolidated view of several personal accounts.
  • You manage household spending with someone else.
  • You want to compare everyday spending with a longer-term financial plan.

Skip it if

You probably don’t need it if your bank’s transaction history and basic spending summaries already give you enough oversight.

Screenshots

Debit & Credit screenshot 1 Debit & Credit screenshot 2 Debit & Credit screenshot 3 Debit & Credit screenshot 4 Debit & Credit screenshot 5 Debit & Credit screenshot 6 Debit & Credit screenshot 7 Debit & Credit screenshot 8 Debit & Credit screenshot 9

From the developer

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All accounts in one app Keeping financial records was always a bit of a hassle. But now you can actually enjoy it.
Read the full description

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