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Monarchia Budget Planner App

Monarchia Budget Planner App gives you a local, offline way to manage your finances on Mac, suited to you if you prefer entering transactions or importing bank exports.

by Ali Abbas

Get it on the Mac App Store
Helps you Track expenses & budget 20 Track subscriptions & bills 7

What you get

You get a clear view of your spending, upcoming bills, and net worth.

You can bring your account balances, spending, and debts into one place without connecting your bank. Enter transactions yourself or import CSV, OFX, or QFX files from your bank. Your financial records stay on your Mac, and you can work offline without creating an account.

You can plan how much to spend in each category, see what remains available, and carry unused funds or overspending into the following month. Categorization rules reduce repetitive sorting, while split transactions let you account for purchases that cover several categories. Comparing income with expenses helps you understand where your money goes.

You can also see upcoming bills detected from recurring transactions and follow changes in your net worth over three, six, or twelve months. When you need to check a purchase or prepare your records, you can filter transactions and export an account’s history to CSV.

  • Keep your finances local

    You can manage your money offline, with financial data stored only on your Mac rather than in the cloud.

  • Know what you can spend

    You can check remaining category budgets and carry unused amounts or overspending into next month.

  • See bills coming

    You can spot upcoming rent, utilities, and subscriptions detected from recurring transactions.

  • Reduce transaction sorting

    You can use payee-based rules to categorize new entries and imports, then split purchases across categories when needed.

  • Follow your financial progress

    You can compare income with expenses and see how your assets and debts affect your net worth over time.

Best for

  • You want a private household budget on your Mac
  • You prefer manual entry or bank-file imports
  • You want to track spending and upcoming bills together

Skip it if

You can skip it if you need transactions synced automatically from your bank or financial records shared across devices.

Screenshots

Monarchia Budget Planner App screenshot 1 Monarchia Budget Planner App screenshot 2 Monarchia Budget Planner App screenshot 3 Monarchia Budget Planner App screenshot 4 Monarchia Budget Planner App screenshot 5

From the developer

Money Manager is a private, local-first budgeting app built for Mac. Track every account, plan a monthly budget, spot upcoming bills, and see your net worth grow over time — with all of your financial data stored only on your Mac, never in the cloud. No sign-up. No subscription. No bank-account linking required.
Read the full description

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